I just saw an article about a book which finally sounds like a psychologist who understands me. She is talking about defensive pessimism - a strategy, not an illness. The opposite of all that bright-eyed optimism (which can only get disillusioned). Of course, fundamentally, I seem to have a great deal of faith in Universe or Nature, or whatever you prefer to call it - but from day to day I don't think it is a good plan to be cheerfully ignorant. I use the aphorism of the conjuror who said he didn't fully know his act until 'everything that could go wrong, had gone wrong'. And I know that all that 'confidence in the markets, or the house prices, etc' is a confidence trick, a house of cards.
It's true that housing is becoming endlessly more valuable, but to me that is partly because of the population explosion, and partly because of the infinite credit (debt) that has been offered out (so that we are no longer slaves to landlords and rent, just slaves to bankers and mortgages). I must try and work out the difference one day (apart from the fact that it was easier to move or be moved in the days of renting....)
Anyway, enough of all that.